Christmas always brings its gift-buying challenges. Like what to buy for the lady who sits in the cubicle next to you that you chat with about your respective dogs, but you can’t remember her husband’s name (although, you do know her dog’s name). Or maybe you’ve got a list of several people that you need…
It was 2 1/2 years ago when my husband and I switched over to the cash envelope system to help us stay on budget. We are still going strong, although I can’t say we are sticklers. We both still carry credit cards and I often forget to bring my envelopes with me when I go…
Did you hear? Target, Neiman Marcus and the Council of Fashion Designers of America (CFDA) are celebrating 50 years of fashion by launching an exclusive line of 50 designer gifts available this holiday season at Target. Some of the hottest designers are taking part including Alice & Olivia, Jason Wu, Derek Lam, Carolina Herrera, Marchesa, Marc Jacobs, Proenza Schouler, Tracy Reese, and Tory Burch.
Everyone likes to save money. Just about every mom I know lives on a tight budget; many of them stay-at-home moms relying on one income, or part-time workers who still have trouble making ends meet with an income-and-a-half (including myself). All over the country, moms are struggling to feed their families healthy meals, buy toilet paper, toothpaste, and shampoo, and purchase shoes and clothes for their ever-growing children.
As someone who lives on a tight budget, I know how hard it can be to find extra money each month to donate to those in need. A few months ago, my Southern California church took part in a 6-week bible program with the well-known Saddleback Church. During the program, our group was encouraged to find a missions project to participate in, and we decided to assemble blessing bags for the homeless.
My husband and I gave up on any kind of cable or dish service a few years ago when we could no longer afford it. Lucky for me, my husband is super smart about these things and a bit of tech-nerd (but a cute tech-nerd!), and he figured out ways for us to still enjoy some of the perks of cable and DVR without having either.
Since then, we’ve shared our secrets with lots of friends and family so they, too, could happily get rid of their cable bill. I’ve been seeing a lot of people asking questions on the internet lately about how to make the transition, so I thought I would share what we do.
We eat a lot of toast with peanut butter and jelly for breakfast in our house, as well as oatmeal, eggs and pancakes. A while back I began cutting down on the amount of cereal I purchased because it’s so darn expensive, and it usually only lasts a week at the most. With a family of three breakfast eaters, it’s simply not something I can afford. So I only purchase it when sales and coupons allow me to get it for $2.50 a box and under, and I supplement our breakfast stash with other options.